• Signed Contract with Seller
  
• Submitted Loan Request (via the LoanSum website)
  
• Property Analysis Spreadsheet (available in the downloadable document section)
  
• 3 months bank statements for all liquid assets
  
• Itemized construction bid from your contractor
  
• Refinance Pre-Approval letter from your mortgage lender (Due to current market conditions)
  
• Order Builder's Risk and General Liability Insurance with following mortgagee's clause:
  
  LoanSum, LLC ISAOA
  150 Weldon Parkway, Suite 103
  Maryland Heights, MO 63043
  
  
• If taking title to the property in a corporate name, Corporate Documents (Articles of Organization, Operating Agreement or Bylaws, Tax ID #, and Certificate of Good Standing). All members, officers and their spouses, of a corporation must sign all documents at closing